Archive for February, 2014

A bad system

Mortgage Horror … SOFI, Inc. Published

With $3 mortgage inspections, you start out with a huge gorilla on your back on day one. Your upfront mortgage segment entry cost is about $1,265. You will pay the $1,265 BEFORE you start performing $3 mortgage inspections.

The odds are strongly against your success in the mortgage segment of the industry. You will start out with a huge gorilla on your back. You will wear out you car in a very short time. Let’s start at the beginning.

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Home Inspections

Real Estate Inspections

Insurance Inspections

Wind Mitigation

Four Point Inspection

Roof Certification

Roof Inspection

Thermal Imaging

Quality Control




One of the biggest complaints I hear concerning any type of inspection is quality of the report and photos. This is a skill that can be honed over time if the inspector strives to do so.  Most part time inspectors do not keep up with insurance trends and requirements. Part time could mean anyone who just fills in or has another job or contractors who do nt specialize in inspections. At Wayne Collier Home Inspections we are fulltime certified State Licensed in Inspections. The education is ongoing and relentless by State standards as well as customer and client requirements. In a fast paced market such as Real Estate and Insurance you must keep up or get left behind. Wayne Collier Home Inspections is proud to be a preferred inspection provider by many Insurance Companies and Real Estate Agents in Florida. Our clients are Nationwide with at least one client in the UK and one in Hawaii and growing. Quality and control are key when providing for the needs of clients whether buying , selling or insuring. During the pre purchase process we gather all the information we can so we are more informed going in. After we are on site the data collection is instense providing the information for a detailed report with photos in digital format. Depending on the year of the home it may require a Wind Mitigation and  Four Point Inspection for Insurance. The Wind Mitigation will determine if you have any discounts available based on features of the home. The Four Point is most required on a home 30 years or older and determines the age,condition and life expectancy of the Roof, Electrical, Plumbing and HVAC systems. Clients need accurate answers and recommendations for repair prior to the Four Point submission. Failure to secure insurance because of a bad Four Point Inspection is what we try to avoid. Thank you to all our dedicated clients past present and future.


Wayne Collier


Obtaining the Proper Home
Inspection in West Central Florida, Including a Wind Mitigation Report
Can Save You Money.
Wind Mitigation Inspections – Many homeowners don’t realize that they can save a substantial amount of money on their insurance by getting a wind mitigation inspection. What qualifies for an Windstorm Mitigation Insurance Discount? Ask your insurance company for a detailed list of qualifying discounts including wind mitigation credits for doors and gable finish bracing.
Why every homeowner in Florida should invest in a Wind Mitigation Inspection Report West Central Florida homes are subjected to wind. Many people worry about hurricane force winds, but a strong Florida thunderstorm can produce winds that can have an adverse effect on your home’s structure. Because of this it is important that you are insured properly. But homeowner’s insurance is costly. Let us help you save some money. Investing in a wind mitigation inspection and report for your insurance company can help you save thousands of dollars on your insurance premium. You may be entitled to discounts that you are not aware of, and can only be taken advantage of when you provide a wind mitigation report to your insurance company.

Cost of Wind Mitigation Inspection Reports

Affordable Wind Mitigation Reports – “Do not let cost be a factor in deciding whether or not to have a wind mitigation inspection. In time, having this report could not only pay for itself, but save you money, year after year. Wayne Collier Home Inspections offers you a sense of security and knowledge gained from a variety of inspection services. Wind mitigation reports are well worth the cost when you hire a certified, experienced home inspector. Please contact us for a quote today.

Scented Garbage Bag Storage

Garbage bags have come along way in performance, appearance and function and oh yes the smell. Sometime in the last few months I made a sandwich on a few occasions.
While I was chowing down on the sandwich and enjoying it when I would get to the bottom it would taste like a soap or have a perfumed taste. After the first experience and looking for a cause and not finding one I just dismissed it. After the third time ..I know right? ok there is a problem now and I will get to the bottom of it. After searching all over and trying to figure out did we spill something in the pantry? is the bread getting moldy really fast? We started pulling everything in the pantry out to get to the bottom of this mystery. Well what do you know? the bead is always placed right on top of a box of scented garbage bags. Bread is not the only thing that absorbs this aroma. Crackers, anything in plastic wrap, cookies, you get the picture. So we have taken the garbage bags out of the pantry and now stay in the laundry room cabinets away from any food or drink including pet food. Just food for thought when storing scented bags.

Wayne Collier Home Inspections